Ryan D. Finch
CFP©, President
Ryan’s professional and personal experience combined with his passion for finance and specifically real estate has culminated into the founding of Tangible Wealth Solutions and it’s unique and comprehensive service it provides for clients investing in real estate.
Ryan has worked in various dynamic areas of the financial services industry over the past 15 years.
- Commercial Real Estate Underwriter US Bank
He began his real estate career as a commercial real estate underwriter for US Bank within their commercial real estate group. - Financial Analyst for Mackenzie House LLC
He left US Bank to pursue an opportunity with a rapidly growing development firm known as Mackenzie House LLC as a financial analyst specializing in ground-up development for multi-family and senior housing projects. - Special Assets Banker CoBiz Financial
As the financial crisis took hold Ryan joined CoBiz Financial as a credit analyst and quickly moved into the newly formed Special Assets Group to work out problem commercial real estate loans. Upon successfully finding solutions for the majority of his portfolio, Ryan transitioned to a role as a commercial real estate lender. - Private Banker CoBiz Private Bank
While working as a real estate lender, he became very interested in working with the individual clients on their personal financials and moved into a role as a Private Banker and helped launch CoBiz Private Bank focusing on banking solutions for high net worth individuals. - Financial Advisor CoBiz Wealth
As he found success helping high net worth clients with their banking needs, Ryan was promoted to a Wealth Advisor within CoBiz Wealth and began providing comprehensive financial planning for high net worth clients. - President and Founder Tangible Wealth Solutions
Ryan stepped out on his own to start and found Tangible Wealth Solutions to provide a sophisticated approach to advising clients on the real estate portion of their overall portfolio.
While gaining valuable experience professionally, Ryan has continually built his own personal real estate investment portfolio which has allowed him flexibility professionally and personally.
Personal Real Estate Investment Portfolio
Ryan made his first real estate acquisition at the age of 19 by identifying sources of capital, underwriting the prospective cash flow of the property and doing market research to determine which college he should attend, buy a home nearby and live rent free by renting out the additional bedrooms to his college roommates.
He first convinced his parents to give him his lump sum for room and board up front and combined that with the cash from the painting company he started and ran the summer after his freshman year of college. Using those two sources of cash and getting a loan from a bank, he was able to acquire a single family home with four bedrooms and rent the rooms at a profit above the debt service costs of the home.
Within 15 years of the first acquisition, he was able to grow his portfolio to more than 10 residential properties through a couple of cycles while building his professional career.
Education and Professional designations
Ryan earned his Bachelor of Science degree in Management, Finance, and Real Estate from Colorado State University with a certificate in Entrepreneurship.
Ryan is a Certified Financial Planner ™, is a member of The Financial Planning Association, is a licensed Colorado Real Estate Broker, and member of the Denver Metro Association of Realtors.
Check the background of this investment professional on FINRA’s BrokerCheck.
Ryan was recently featured on the Bigger Pockets Podcast as a resource for real estate investor considering a 1031 exchange.